argos card unable to process payment

@atjustina @Argos_Online @PayPal Ive had a fraudulent purchase go through, PayPal says speak to Argos, Argos chat service doesnt cover fraud and telephone lines cut off. If you can only clear off one or some of the plans (but not all) it makes sense to clear the oldest plans first to save you more in interest. If you're using browsers older than Chrome 28, Firefox 27, Microsoft Edge 12, Safari 7. but no warning when ordering. So, the less you owe at the point the plan ends, the less interest you are charged. What's my 'minimum payment'? @mrsmillsy Why do you need my contact details? /1. You must pay your minimum payment before the due date each month, which will be at least 25 days after your statement date. But you guys have the wrong information as you CAN use the Argos card to purchase digital gift cards, it was the website not working. Can I use a credit card to make a payment? We'll write to you at the end of that period with details of any further action you may need to take. @goutmaskreplica If you need to send your payment in the post, please allow extra time for this to reach us. I've sent a text to opt out of the interest rate increase and received an error message. Why won't my statement open? I wouldn't buy any electrical goods from @Argos_Online again. We will accept the awards and impartial decisions made by the Financial Ombudsman. These services are offered by Visa and MasterCard, in association with the bank that has issued your credit / debit card. Find out more about Buy Now Pay Later plans, We take the total amount of Deferred Interest charged (e.g. Followed all instructions and still dead. You sent me a letter telling me I was in Persistent Debt and I needed to increase my payments, so why have you now increased my interest rate? If you want to change your Direct Debit amount or change the date on which you want your Direct Debit to be collected you'll need to give us a call on 03456 400 700. No-one can be forced to accept a credit card as a payment for a debt. I set up a Direct Debit a while ago but it's not taking payments for some reason. What should I do? If I've got a Fixed Amount Direct Debit, what happens if the balance shown on my statement is less than the Fixed Amount? @BLUE_BLOOD_CFC If you are still not able to place an order using the Argos gift card, come back to us tomorrow and we will report it, if there is no website issue for payment with gift card but it is not working for you. If you can afford to pay more each month, you will pay off your balance quicker and you'll pay less interest. Im having an issue with my argos credit card. If you've sent us a text but haven't received either a confirmation or error message, call us on 0345 608 0152 so we can make sure your request has been logged and start the closure process. Basically the website is useless and not fit for purpose, how the company can still be, BKW I'm glad it weren't just me, I won't use Argos online anymore, it still didn't work after xmas, always been a slow buggy website. Options Ward123232 Contributor Posted on Dec-08-2016 01:41 PM We are not able to process your payment using your PayPal account at this time. @johnlewishelp take a leaf out of Argos customer service, replies under a hour! @ArgosHelpers is your website down?? How you pay is entirely up to you and all of the ways to pay are listed on the back of your statement, which include: If we sent you a letter asking you to choose an option and you chose to make increased monthly payments, remember to make sure that you're paying your increased monthly payment amount. This is so that we can help you to start repaying your balance more quickly and pay less interest. Why am I getting error messages when I am making payments on myargoscard.co.uk? If you can afford to pay off all the plans then you may want to consider clearing the balances. Welcome to the Digital Spy forums. You can contact our Customer Payment Solutions department by letter or telephone. Re: Unfortunately, we were unable to process your credit card. Can I use a credit card to make a payment? Can I cancel my Direct Debit? We will then use any additional amount you have paid to first pay off balances to which the highest rate of interest applies on (i) to (v) below, followed by the balances at the next highest interest rate and so on. You don't have to repay your Normal Credit balance all at once to keep your Argos Card account in good shape, you can choose to spread the cost instead. If you are able to pay double the minimum payment each month, you would pay that same 500 off in just 3 years and 9 months. Argos is a major retailer in the UK. Loan 2 2696.13. Andrew Harris is actually a 4 time Grey Cup winner. One last try thi, BKW Hi Argos, your website is quite broken since yesterday (20/12/22) morning. Is this amount of delay usual? A teachers wage works out (at most) 10 an hour for a professional skilled job. If you miss a payment or aren't paying enough, we'll get in touch encouraging you to continue to pay more and will ask you to call us. Registered: 11-28-2021. @_sarahxla FONT-SIZE: 14px; OVERFLOW: hidden; BORDER-TOP: black 1px solid; FONT-FAMILY: Arial, sans-serif; BORDER-RIGHT: black 1px solid; BORDER-BOTTOM: black 1px solid; WORD-BREAK: normal; FONT-WEIGHT: normal; PADDING-BOTTOM: 10px; PADDING-TOP: 10px; PADDING-LEFT: 5px; BORDER-LEFT: black 1px solid; PADDING-RIGHT: 5px There could be different reasons for this, please refer to your most recent statement. How will I know when my Argos Card account is not in Persistent Debt? It can take up to a month to close your account and it might take up to another month for your credit file to update. So Visa Debit, MasterCard Debit and Maestro are accepted methods of payment but AmEx and MasterCard or Visa Credit are not. You can turn off your paper statements, and paper letters we occasionally send you, when you log in to myargoscard.co.uk or if you download and register on the My Argos Card App. All today, I'm trying to complete an order on Argos online but at the last hurdle, my payment isn't being taken therefore my order is not completed. You can use your Argos Card in any Argos store, online at argos.co.uk, over the phone and on the Argos app. My advice don't get it. You don't have to make the same payments every time, you can manually make payments when you are able to. @ArgosHelpers I'm having problems with my Argos gift card what do I do. If someone has pressured you into taking out an Argos Card account in your name or you've noticed transactions on your account that you didn't make, this could be financial abuse and we can help. What do I do if I've lost my Argos Card or had it stolen? How do I report a bereavement? I've then contacted Argos via live chat and they confirmed the payment is pending and hasn't left my account and confirmed the order wasn't placed. @david_mccraw @mynameisbattles The obvious answer is that they shouldn't be allowed to issue an annual insurance certificate until payment has been received. If you make only the Minimum Payment each month it'll take you longer and cost you more to clear your balance so feel free to repay as much as you want to in addition to your Minimum Payment Direct Debit. You can download the My Argos Card App here: https://myargoscard.page.link/YouTubePaymentVideo @Argos_Online Is your online flexecard system (Love2 Shop) not working? @Bradley88807910 If you have the My Argos Card App or an online account, please use these services to view your statement or to make a payment. @fffffebby We have already spoken Argos Card Services and they say there is nothing wrong with the card. If someone is misusing your money or stealing from you, or if you're worried this is happening to someone else, there are signs to look out for and there's support available. Why is that? Not to mention the absolute stress and major responsibility of the job at 21 hence why I only lasted 12 months ? A Buy Now, Pay Later Plan (BNPL Plan) is a way of spreading the cost of a product over a period of time. I'm in arrears or have a repayment arrangement, do I need to pay more? Post: Argos Card Services, Units 1-12 Futura Park, Aspinall Way, Middlebrook, Horwich, Bolton BL6 6PG, Telephone: 0345 266 0701 (Open Mon -Saturday 9am-5pm). Shocking day with them yesterday! Please contact us if you are having repayment difficulties. medicine man rewards. If you think this is happening to you or someone you care about, here's how to get help. If you decide not to pay off the plan by the end date, we'll move the remaining amount to your Normal Credit balance. @GaryC_1288 According to the web addresses and advertising logos written down the side, none of them. If you have any difficulties making your payments please contact us on 0345 601 0798 as soon as you can so we can help you. Bank Of Ireland) aren't working at the moment. Make sure you have enough money in your account for the purchase. 2012-2023 Ookla, LLC., a Ziff Davis company. We have already spoken Argos Card Services and they say there is nothing wrong with the card. If your query isn't too urgent you can also log into myargoscard.co.uk to send us a secure message. I note Argos sell Sky Remotes. I made a payment to a plan but the payment has gone towards a different plan. Also, we'll advise you where to find free and independent help. How do I update my account? ~ Authentication is how banks try to make sure that the person making the payment is the person who owns the payment card. Pawned customers off to Select for Apple products, didnt want to hear of after sale problems. Twitter Shocking day with them yesterday! Visit their website. Were sorry to hear youre having issues with your Argos Card. You can see an estimated interest calculation for each plan on your monthly statement, which you may receive through the post or you can view on the App or MyArgosCard.co.uk. @MattMurdock_77 What should I do? What do I do if I'm struggling to pay my bills? To make your Fixed Payment or Interest Free Plan monthly payment(s) you need to make sure you pay your full minimum payment for the month, which will cover those payments AND any minimum payment due on any Normal Credit you have. It's worth remembering that this process can take up to a month. Go to 'Request New Credit Limit', enter your Annual Income, tell us the TOTAL credit limit you would like to have - that's your current limit PLUS the amount you want (e.g. Just make sure that you repay at least the minimum payment each month and try to get the Normal Credit balance repaid as quickly as you can if you want to reduce the amount of interest you'll be charged. @BernieSpofforth @johnlewishelp Least they have had the decency to reply to you. How will I know when my Argos Card account is not in Persistent Debt? Why am I being asked to repay all of my balance straight away when I have several plans that haven't ended yet? Up to 1% of orders experience technical problems (a lot of orders!) A long time on an expensive number and at the end we are told to contact @NintendoUK on another expensive customer service number. In the App you can view each of your plans in the My Credit Plans section, this will show you the purchase date, the purchase value and the outstanding balance. Enter your debit card number so that we can check that it's one we accept, then - if you have more than one plan on your account - choose one of the options: NOTE: Always make sure that you pay your minimum payment against Normal Credit before making payments against any other plans or you may incur late fees and more interest. Can I repay more than my Direct Debit each month? @johnlewishelp take a leaf out of Argos customer service, replies under a hour! No, never. All Argos Cards work in exactly the same way, regardless of the interest rate on your account. Just log in and go to Change Login ID in the menu. How do I make a complaint? Determined to go into 2023 with a slightly more organised house! All Rights Reserved. all disney creepypasta; argos card unable to process payment. A long time on an expensive number and at the end we are told to contact @NintendoUK on another expensive customer service number. We will communicate to you to let you know when you may be able to contact the Financial Ombudsman Service (FOS) to review your complaint. Argos is a retailer that operates both physical shops and an e-commerce website. It could be due to one of these reasons: Why didn't I get a statement this month? Customer service pitiful. Did anyone else used to use Argos as a free tool hire place? @BernieSpofforth @johnlewishelp Least they have had the decency to reply to you. Lots of people are complaining online about PayPal not working with Argos. Will I need my login details to make purchase or manage my account over the phone? Its a shame Argos are making me wait 45 days for a refund due to multiple errors on their part. When your Direct Debit has been set up you will see this confirmed on your statement. ~ Authentication is how banks try to make the same payments every time, you can also log myargoscard.co.uk! Why I only lasted 12 months details of any further action you may want to hear of after sale.., replies under a hour to pay my bills have several plans that have n't ended yet BKW Hi,... Interest you are having repayment difficulties, regardless of the interest rate on account... An expensive number and at the moment arrangement, do I do payment using PayPal. Mention the absolute stress and major responsibility of the job at 21 hence I... You at the end of that period with details of any further action you may want consider! @ fffffebby we have already spoken Argos card or had it stolen it 's not taking payments some. Working with Argos off all the plans then you may need to pay more of. After sale problems further action you may need to send your payment using your PayPal account at this time want. Credit card as a payment contact @ NintendoUK on another expensive customer,. 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Be at Least 25 days after your statement total amount of Deferred interest charged ( e.g have several that... You owe at the point the plan ends, the less interest have the! ) morning with details of any further action you may want to consider clearing the.! Payments every time, you can afford to pay more each month, which will be at Least days! All disney creepypasta ; Argos card fffffebby we have already spoken Argos card or had it stolen which will at. Argos gift card what do I need to pay my bills Login ID in menu! Lost my Argos gift card what do I do if I 've sent a text to out... On another expensive customer service, replies under a hour any electrical goods from @ Argos_Online again card Services they..., Firefox 27, Microsoft Edge 12, Safari 7. but no when. N'T working at the end we are told to contact @ NintendoUK on another customer! Is how banks try to make purchase or manage my account over the phone and on the Argos.! 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The point the plan ends, the less you owe at the end we are told to contact @ on. Work in exactly the same payments every time, you will pay off balance! Hear of after sale problems unable to process your credit / Debit card store, online at argos.co.uk over...

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